Tech and SaaS accountants
Accountants for SaaS founders: pay yourself efficiently, EMI for the team, understand your unit economics, and keep the company ready for the next round.
Short answer
A SaaS founder needs three things from an accountant: clean, investor ready numbers; an efficient personal position across salary, dividends, pension and equity; and enough forward view to decide on hiring and pricing before the cash forces the decision.
Written and reviewed by Waqas Sagar Member of ICAEW, Fellow of ACCA, Fellow of AAT, a double graduate and entrepreneur at heart, helping startups grow and serving thousands of businesses nationwide with an excellent team. Published by LimitedCompany.Accountants, 12 London Road, Morden, London SM4 5BQ. Reviewed 12 September 2026 against 2026/27 UK rates and current Companies House and HMRC guidance.
Regulated by
Regulated & AML supervisor
AAT fellow member
Xero Gold PartnerCertified advisor
QuickBooks PartnerCertified ProAdvisor100+ yearsCombined team experienceFully insuredUp to £2m indemnityA SaaS founder needs three things from an accountant: clean, investor ready numbers; an efficient personal position across salary, dividends, pension and equity; and enough forward view to decide on hiring and pricing before the cash forces the decision.
Paying yourself when the company is growing
Unit economics before scale
Always nearly diligence ready
A SaaS founder needs three things from an accountant: clean, investor ready numbers; an efficient personal position across salary, dividends, pension and equity; and enough forward view to decide on hiring and pricing before the cash forces the decision.
Pre profit, the question is mostly about cash and R&D claim eligibility. Post profit, it is the usual salary and dividend mix plus pension. Founders with EMI or growth shares also need to think about the eventual exit charge, where Business Asset Disposal Relief may reduce the capital gains rate on qualifying shares.
Customer acquisition cost, gross margin per customer after hosting and support, and payback period. Scaling a product whose payback exceeds eighteen months simply converts funding into churn. These numbers belong in the monthly pack from early on.
Cap table, options, revenue policy, contracts, filings current. Founders who maintain this raise faster and negotiate from a stronger position, because the diligence process does not surface surprises that justify a price change.
Rates, thresholds and deadlines quoted here reflect the current UK position and current HMRC and Companies House guidance. Check GOV.UK, or ask us, before relying on them for your own business.
Local help
We work with company directors across London and Surrey from our office at 12 London Road, Morden, London SM4 5BQ. Pick your area, or send the form below and we will call you back.
Google reviews
“Accotax have been our accountants for many years now. We maintained them because of their professionalism. In the last couple of years I have been working with Imran, who has been very professional and helpful in guiding us through the whole process, explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow.”
“We worked with a few different accountants before finally settling with Accotax, and we're really glad we did. They take the time to understand how our business works and what our needs are. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing, professional, efficient, and follows the processes we have put in place together. Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.”
“I've been working with Accotax since January 2024, and their support has grown alongside my business needs. My personal allocated manager, Umer, provides tailored services for both of my companies, adapting as I expand and ensuring everything runs smoothly. They are responsive, knowledgeable, and always clear in their communication. Their help with accounts, VAT, payrolls, pensions and compliance gives me real confidence and peace of mind.”
Frequently asked
Usually a small one, to preserve National Insurance credits and support R&D claims, but it depends on cash.
They dilute, and they need a valuation agreed with HMRC at grant.
Usually after the second raise; before that an outsourced finance function is cheaper and broader.
Useful reporting commonly includes recurring revenue, gross margin, burn, runway, headcount cost, customer acquisition efficiency and cash collection. The exact set should match the company’s model and the decisions founders and investors make each month.
Cash received in advance is not automatically revenue on day one. The accounting treatment follows what has been delivered under the contract, with the undelivered balance carried forward and reconciled to billing data.
Keep bank statements, sales and platform reports, purchase invoices, payroll records, VAT workings, finance agreements and Companies House correspondence. We confirm the exact list at onboarding and identify gaps before a filing deadline becomes urgent.
The fee depends on transaction volume, record quality, VAT and payroll requirements, historic catch-up and the level of reporting needed. We agree a fixed scope and price before technical work starts, with published packages available on our fees page.
Yes. We request professional clearance, collect the prior records and authorities, check the next Companies House and HMRC deadlines, and give you one clear handover list. The process is normally completed remotely.
Yes. We work through secure cloud records, scheduled reviews and digital approvals, while keeping a named team available by phone, video call and email. Clients can also visit our Morden office by appointment.
We regularly work with Xero, QuickBooks, FreeAgent, Sage and connected sales or expense apps. The right setup depends on transaction volume, integrations and the reports you need, not simply the software brand.
Included approach
Talk to an accountant
Share your next deadline, accounting problem or growth question. We will reply with a clear next step and quote any technical work before it begins.
Chat with ACCOTAX on WhatsAppPick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.
Appointments run Monday to Friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.
Four London offices
Work with us entirely online, or sit down with your accountant at whichever office suits you. Open Monday to Friday, 9:00am to 5:30pm. Office visits are by appointment only, so please book before coming in.
Free, no obligation
Pick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.
Appointments run monday to friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.
