Personal property tax
Quick answer
LimitedCompany.Accountants (Accotax London Limited, an ICAEW-regulated firm with ACCA and AAT qualified accountants) provides landlord Tax Return Accountant for UK limited companies, online UK-wide and from our Morden office in London. Landlord tax return accountants: SA105 property pages, allowable expenses, finance cost credit, jointly owned property, MTD for landlords and CGT on sale. Price: From £349 + VAT.
Landlord tax return accountants: SA105 property pages, allowable expenses, finance cost credit, jointly owned property, MTD for landlords and CGT on sale.
From £349 + VAT
Content updated 21 October 2026. Official references are listed below.
Regulated and qualified through ICAEW, ACCA and AAT memberships held across our team
Personal landlords report rental profits on Self Assessment by 31 January after the tax year. The main issues are expense categories, mortgage interest, joint ownership and new digital reporting rules.
SA105 property pages
Allowable expenses and repairs
20% finance cost credit
Jointly owned property splits
MTD for Income Tax
Letting agent fees, repairs and maintenance, insurance, ground rent and service charges, utilities and council tax you pay, accountancy fees, and replacement domestic items for residential lets are typical deductions. Improvements are capital. Mortgage capital repayments are never deductible.
Residential finance costs are not deducted from rental income. Instead, a tax credit at 20% of the lower of finance costs, property profits and adjusted total income is given. Higher-rate landlords therefore pay more tax than the cash profit suggests. Unused amounts can be carried forward.
Married couples and civil partners owning jointly are normally taxed 50:50 unless they own in unequal beneficial shares and file Form 17 with evidence. Other joint owners are taxed according to their agreed shares.
MTD for Income Tax applies from 6 April 2026 to individuals with qualifying income over £50,000, then £30,000 from April 2027 and £20,000 from April 2028. Separate property income rates of 22%, 42% and 47% are announced from 6 April 2027.
Rates, thresholds and dates reflect the UK position at the content update date, including measures announced for future tax years. Check current GOV.UK guidance, or ask us, before relying on them.
Residential property gains are taxed at 18% or 24%. A UK resident disposing of UK residential property with tax to pay must normally report and pay within 60 days of completion.
Primary references
Frequently asked
The online Self Assessment return and balancing payment are due by 31 January after the end of the tax year.
Not directly for residential property. You receive a 20% tax credit on finance costs instead.
If qualifying gross income from property and self-employment exceeds £50,000, from 6 April 2026; lower thresholds follow.
Only if your actual expenses are lower than £1,000. You cannot claim both on the same income.
Yes, if you are UK resident and Capital Gains Tax is due, report and pay within 60 days of completion.
Keep bank statements, sales and platform reports, purchase invoices, payroll records, VAT workings, finance agreements and Companies House correspondence. We confirm the exact list at onboarding and identify gaps before a filing deadline becomes urgent.
The fee depends on transaction volume, record quality, VAT and payroll requirements, historic catch-up and the level of reporting needed. We agree a fixed scope and price before technical work starts, with published packages available on our fees page.
Yes. We request professional clearance, collect the prior records and authorities, check the next Companies House and HMRC deadlines, and give you one clear handover list. The process is normally completed remotely.
Yes. We work through secure cloud records, scheduled reviews and digital approvals, while keeping a named team available by phone, video call and email. Clients can also visit our Morden office by appointment.
We regularly work with Xero, QuickBooks, FreeAgent, Sage and connected sales or expense apps. The right setup depends on transaction volume, integrations and the reports you need, not simply the software brand.
Google reviews
“We worked with a few different accountants before finally settling with Accotax, and we're really glad we did. They take the time to understand how our business works and what our needs are. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing, professional, efficient, and follows the processes we have put in place together. Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.”
“I am very satisfied with the service provided by Muhammad Saifullah. He has been handling my tax situation in the UK with great professionalism, clarity and attention to detail. He took the time to explain every step of the process and made a complex situation much easier to understand. I felt confident and well supported throughout.”
“I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.”
Included approach
Ready when you are
Two ways to work with us
Everything is fixed price and agreed before we start. Prices are the same whether you are in London, Morden, Croydon or anywhere else in the UK.
All-inclusive packages
One fee covering your company’s filing calendar, with the price based on your turnover band.
One-off online filing
No monthly commitment. Add what you need to one basket and pay by card, with government fees shown separately at cost.
Not sure which fits? Book a free consultation or get an instant quote.
Talk to an accountant
Share your next deadline, accounting problem or growth question. We will reply with a clear next step and quote any technical work before it begins.
Chat with ACCOTAX on WhatsAppPick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.
Appointments run Monday to Friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.
Four London offices
Work with us entirely online, or sit down with your accountant at whichever office suits you. Open Monday to Friday, 9:00am to 5:30pm. Office visits are by appointment only, so please book before coming in.
Free, no obligation
Pick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.
Appointments run monday to friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.
