Property company accounts
Quick answer
LimitedCompany.Accountants (Accotax London Limited, an ICAEW-regulated firm with ACCA and AAT qualified accountants) provides SPV Company Accounts for Property Investors for UK limited companies, online UK-wide and from our Morden office in London. Accounts and Corporation Tax for SPV property companies: rental income, mortgage interest, director loans, ATED checks, CT600s and dividend planning. Price: From £599 + VAT.
Accounts and Corporation Tax for SPV property companies: rental income, mortgage interest, director loans, ATED checks, CT600s and dividend planning.
From £599 + VAT
Content updated 21 October 2026. Official references are listed below.
Regulated and qualified through ICAEW, ACCA and AAT memberships held across our team
Lenders often require a dedicated company with property-letting SIC codes. The accounting is straightforward when the company is set up cleanly, but director loans, deposits, refinancing and revaluations need consistent treatment.
Annual accounts and CT600
Rental income, finance costs and repairs
Director loan accounts funding purchases
Investment property valuation
ATED and SDLT checks
Annual accounts at Companies House, normally within nine months of the year end; a CT600 within 12 months; a confirmation statement annually; and Corporation Tax payment nine months and one day after the period ends. Micro-entity accounts under FRS 105 are often available, but investment properties are then shown at cost rather than fair value.
Mortgage interest and finance costs are deductible in calculating company profit, unlike the restricted tax credit for individuals. Profits are taxed at the 19% small profits rate up to £50,000, 25% above £250,000, with marginal relief between. Associated companies under common control divide those thresholds.
Deposits are often funded by director loans. Repaying them is generally tax-free for the director, which makes accurate loan records valuable. Interest charged to the company on director loans can be deductible for the company and taxable personal income. Dividends are taxed at 10.75%, 35.75% or 39.35% in 2026/27.
Companies buying residential property generally pay the higher-rate SDLT surcharge. A company owning a dwelling worth more than £500,000 is within ATED, although relief for genuine property rental businesses is commonly available and must be claimed on an ATED return.
Primary references
Google reviews
“We worked with a few different accountants before finally settling with Accotax, and we're really glad we did. They take the time to understand how our business works and what our needs are. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing, professional, efficient, and follows the processes we have put in place together. Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.”
“I am very satisfied with the service provided by Muhammad Saifullah. He has been handling my tax situation in the UK with great professionalism, clarity and attention to detail. He took the time to explain every step of the process and made a complex situation much easier to understand. I felt confident and well supported throughout.”
“I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.”
Frequently asked
A limited company used only for owning and letting property, often required by buy-to-let lenders.
Yes. Companies deduct finance costs in calculating profit, subject to the corporate interest restriction for very large groups.
If they own a dwelling valued over £500,000. Relief for property rental businesses is often available but must still be claimed.
If you lent the deposit to the company, repaying that director loan is generally tax-free to you.
Not without modelling. A transfer can trigger CGT and SDLT; incorporation relief is available only where there is a genuine business.
Keep bank statements, sales and platform reports, purchase invoices, payroll records, VAT workings, finance agreements and Companies House correspondence. We confirm the exact list at onboarding and identify gaps before a filing deadline becomes urgent.
The fee depends on transaction volume, record quality, VAT and payroll requirements, historic catch-up and the level of reporting needed. We agree a fixed scope and price before technical work starts, with published packages available on our fees page.
Yes. We request professional clearance, collect the prior records and authorities, check the next Companies House and HMRC deadlines, and give you one clear handover list. The process is normally completed remotely.
Yes. We work through secure cloud records, scheduled reviews and digital approvals, while keeping a named team available by phone, video call and email. Clients can also visit our Morden office by appointment.
We regularly work with Xero, QuickBooks, FreeAgent, Sage and connected sales or expense apps. The right setup depends on transaction volume, integrations and the reports you need, not simply the software brand.
Included approach
Ready when you are
Two ways to work with us
Everything is fixed price and agreed before we start. Prices are the same whether you are in London, Morden, Croydon or anywhere else in the UK.
All-inclusive packages
One fee covering your company’s filing calendar, with the price based on your turnover band.
One-off online filing
No monthly commitment. Add what you need to one basket and pay by card, with government fees shown separately at cost.
Not sure which fits? Book a free consultation or get an instant quote.
Talk to an accountant
Share your next deadline, accounting problem or growth question. We will reply with a clear next step and quote any technical work before it begins.
Chat with ACCOTAX on WhatsAppPick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.
Appointments run Monday to Friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.
Four London offices
Work with us entirely online, or sit down with your accountant at whichever office suits you. Open Monday to Friday, 9:00am to 5:30pm. Office visits are by appointment only, so please book before coming in.
Free, no obligation
Pick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.
Appointments run monday to friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.
