Calculators
UK tax calculators for limited companies.
194 free calculators, no sign-up, on 2026/27 and 2025/26 rates. Corporation tax, dividends, salary versus dividends, payroll, IR35, property, capital gains, pensions and personal tax, with the reasoning written out underneath each one.
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Corporation Tax & Limited Company
Corporation tax calculator
Work out your limited company corporation tax for 2026/27, including the 19% small profits rate, the 25% main rate and marginal relief between £50,000 and £250,000.
2026/27R&D tax credit calculator
Estimate your R&D tax relief under the merged scheme (20% RDEC) or the enhanced support for R&D intensive loss-making SMEs, from your qualifying expenditure.
2026/27Late filing penalty calculator
Work out Companies House late filing penalties and HMRC corporation tax penalties for a limited company, by how late the accounts and return are.
2026/27Annual Investment Allowance (AIA) Calculator
See how much of your plant and machinery spend qualifies for the £1m Annual Investment Allowance in 2026/27 and the corporation tax saving it creates.
2026/27Apprenticeship Levy Calculator
Check whether your company owes the apprenticeship levy in 2026/27, using the 0.5% rate and £15,000 allowance, and see the monthly cost.
2026/27Associated Companies Tax Calculator
Find out how associated companies split the corporation tax £50,000 and £250,000 thresholds in 2026/27 and the extra tax that results.
2026/27Business Rates Calculator
Estimate your company's annual business rates bill for 2026/27 from the rateable value, the small business multiplier and small business rate relief.
2026/27Capital Allowances Calculator
Work out capital allowances on plant and machinery for 2026/27, splitting spend between the Annual Investment Allowance and the 18% main pool.
2026/27Company Car Tax Calculator
Calculate the benefit in kind tax on a company car for 2026/27, covering the appropriate percentage, personal tax and employer Class 1A NIC.
2026/27Company Structure Comparison Calculator
Compare take-home income as a sole trader against a limited company for 2026/27, factoring in corporation tax, dividend tax and National Insurance.
2026/27Directors Loan Calculator
Work out the section 455 tax on an overdrawn director's loan for 2026/27, plus the benefit in kind if the loan is interest-free or low-interest.
2026/27Disincorporation Relief Calculator
Estimate the corporation tax impact of transferring your company's business back to sole trader or partnership status in 2026/27.
2026/27EIS Tax Relief Calculator
Calculate the income tax relief and capital gains deferral available on an EIS investment for 2026/27, up to the £1m annual limit.
2026/27EIS and SEIS Combined Relief Calculator
Compare income tax relief and effective net cost across SEIS and EIS investments for 2026/27, using the 50% and 30% relief rates side by side.
2026/27Electric company car tax calculator
Work out the 2026/27 benefit in kind tax on an electric company car for both the director and the company, using the current EV appropriate percentage.
2026/27Full expensing calculator
See the corporation tax saving from full expensing on new plant and machinery in 2026/27, compared with the Annual Investment Allowance and standard writing-down allowances.
2026/27Group relief calculator
Calculate the corporation tax saved by surrendering a loss-making company's losses to a profitable group member under group relief in 2026/27.
2026/27Loss relief calculator
Estimate the corporation tax refund from carrying a trading loss back against last year's profit, or the future saving from carrying it forward, for 2026/27.
2026/27PAYE vs limited company calculator
Compare take-home pay as a PAYE employee against running your own limited company on the same day rate, including 2026/27 tax, NIC and dividend rates.
2026/27Profit split optimiser
Compare different director salary and dividend combinations for the same company profit to find the mix with the lowest combined tax for 2026/27.
2026/27Property capital allowances calculator
Estimate the Annual Investment Allowance and structures and buildings allowance available on a commercial property purchase or fit-out in 2026/27.
2026/27R&D tax relief calculator
Estimate your company's R&D tax relief under the 2026/27 merged scheme or the enhanced R&D intensive support scheme for loss-making, R&D-heavy companies.
2026/27RDEC merged scheme calculator
Work out the above-the-line RDEC credit and net cash benefit on qualifying R&D spend under the 2026/27 merged scheme, before and after corporation tax.
2026/27SEIS tax relief calculator
Calculate the income tax relief, potential capital gains reinvestment relief and effective at-risk capital on a SEIS qualifying investment for 2026/27.
2026/27Self-employed vs limited company calculator
Compare take-home profit as a sole trader against running the same business through a limited company for 2026/27, including Class 4 NIC and dividend tax.
2026/27Trading allowance calculator
Check whether the £1,000 trading allowance saves you more tax than deducting actual expenses on side income for 2026/27, and see the tax due either way.
9 calculators
Salary, Dividends & Director Pay
Dividend tax calculator
Calculate the personal tax on dividends from your limited company for 2026/27, using the £500 dividend allowance and the 10.75%, 35.75% and 39.35% rates.
2026/27Salary vs dividend calculator
Compare how much of your company profit reaches you as salary versus dividends in 2026/27, including corporation tax, employer NI, employee NI and dividend tax.
2026/27Contractor take-home calculator
Estimate your take-home pay through a limited company for 2026/27 from your day rate, working days and expenses, after corporation tax, NI and dividend tax.
2026/27Bike to Work Scheme Calculator
See how much tax, NIC and cost you save by getting a bike through a salary sacrifice Cycle to Work scheme in 2026/27, before you sign the hire agreement.
2026/27Bonus Tax Calculator
Work out exactly how much tax and National Insurance HMRC takes from a bonus in 2026/27 and what you actually keep, using your normal salary as the starting point.
2026/27P11D Benefits Calculator
Estimate the personal tax and employer Class 1A NIC due on a taxable benefit in kind reported on a P11D for 2026/27, from company cars to private medical cover.
2026/27Pay Rise Calculator
Find out how much of a pay rise you actually keep once income tax and National Insurance are deducted in 2026/27, and compare it against your current take-home pay.
2026/27Director Salary and Dividend Split Calculator
Work out how much a director takes home after tax by splitting company profit between salary and dividends for 2026/27, including corporation tax on the remainder.
2026/27Salary Sacrifice Calculator
Calculate the income tax, employee NIC and employer NIC saved by sacrificing part of your salary into a pension or other benefit in 2026/27.
13 calculators
Contractor, IR35 & Umbrella
Contract Comparison Calculator
Compare take-home pay from a limited company day rate contract against an equivalent employment salary for 2026/27, side by side after all tax and NIC.
2026/27Contracting to Permanent Salary Calculator
Convert a contractor day rate into an equivalent permanent salary for 2026/27, accounting for holiday, pension and employer costs a day rate does not include.
2026/27Contractor Calculator for Limited Companies
Calculate a contractor's annual take-home pay through a limited company for 2026/27, covering corporation tax, salary, dividends and running costs in one place.
2026/27Contractor Mortgage Calculator
Estimate how much a mortgage lender might offer a contractor based on day rate or limited company income in 2026/27, using a typical income multiple approach.
2026/27Inside vs Outside IR35 Calculator
Compare take-home pay for the same contract income when working inside IR35 versus genuinely outside IR35 through your own limited company in 2026/27.
2026/27IR35 Take-Home Comparison Calculator
Compare take-home pay from an umbrella company inside IR35 against a limited company outside IR35 for the same day rate, with figures for 2026/27.
2026/27IR35 Status Impact Calculator
See the direct pound-for-pound impact on your net pay if a contract's IR35 status changes for 2026/27, before agreeing a rate change or new engagement terms.
2026/27Limited company vs umbrella calculator
Compare limited company and umbrella take-home pay for 2026/27 using current dividend, NI and employer NI rates to see which route suits your contract.
2026/27Off-payroll working (IR35) calculator
See the tax impact of being caught by the off-payroll working (IR35) rules in 2026/27, comparing deemed employment deductions with outside-IR35 contracting.
2026/27Permanent to contracting calculator
Compare take-home pay and benefits value moving from a permanent salary to limited company contracting for 2026/27, factoring in tax, NI and lost employment benefits.
2026/27Salary vs contracting calculator
Compare net take-home pay from an employed salary against limited company contracting for 2026/27 across tax, National Insurance and corporation tax.
2026/27Target income calculator
Work backwards from the take-home pay you want in 2026/27 to the day rate or gross contract income needed after tax, NI and company costs.
2026/27Umbrella company take-home calculator
Calculate umbrella company take-home pay for 2026/27 from your assignment rate, showing the umbrella margin, employer NI, income tax and employee NI deducted.
9 calculators
VAT
VAT calculator
Add or remove UK VAT at 20%, 5% or 0%, and check your position against the £90,000 VAT registration threshold.
2026/27VAT flat rate scheme calculator
Compare VAT flat rate scheme output against standard VAT accounting for 2026/27, including the limited cost trader rate, to see which method keeps more cash.
2026/27Making Tax Digital for Income Tax checker
Check whether Making Tax Digital for Income Tax applies to you in 2026/27 based on your self-employment and property income, and when your obligations start.
2026/27VAT partial exemption calculator
Estimate how much input VAT you can recover under the standard partial exemption method for 2026/27 and whether you fall within the de minimis limits.
2026/27Tour Operators Margin Scheme (TOMS) calculator
Work out VAT due under the Tour Operators Margin Scheme for 2026/27 on the margin between what you charge customers and what you pay suppliers for travel services.
2026/27UK VAT add and remove calculator
Add or remove UK VAT at 20%, 5% or zero rate from any amount for 2026/27, instantly showing the net, VAT and gross figures for invoicing or bookkeeping.
2026/27VAT annual accounting scheme calculator
Work out your monthly or quarterly payments on account under the VAT annual accounting scheme for 2026/27 and the balancing payment due with your annual return.
2026/27VAT margin scheme calculator
Calculate VAT due under the second-hand margin scheme for 2026/27 on the difference between what you paid and what you sold an item for, not the full sale price.
2026/27VAT registration threshold calculator
Check whether your rolling 12-month taxable turnover means you must register for VAT in 2026/27, using the current £90,000 threshold and deregistration limit.
32 calculators
Payroll, PAYE & Employment
Adoption Pay Calculator
Work out Statutory Adoption Pay for 2026/27, including the 90% first-six-weeks rate and the flat weekly rate that follows, plus employer NIC recovery.
2026/27Annual Leave Calculator
Calculate annual leave entitlement for full-time, part-time and irregular-hours staff using the 5.6-week statutory minimum for 2026/27 in one step.
2026/27Apprenticeship Wage Calculator
Check the minimum hourly and weekly pay for an apprentice in 2026/27 and see when they move onto the full age-related National Minimum Wage rate.
2026/27Employee National Insurance Calculator
See exactly how much Class 1 employee National Insurance is deducted from a salary in 2026/27, with the 8% and 2% bands broken down clearly.
2026/27Employer NIC Calculator
Calculate employer National Insurance on a salary for 2026/27, at 15% above the £5,000 secondary threshold, with and without the employment allowance.
2026/27Employment Allowance Calculator
Find out how much of the £10,500 employment allowance your company can use in 2026/27 to offset employer National Insurance across your payroll.
2026/27Holiday Entitlement Calculator
Work out statutory and pro-rata holiday entitlement for new starters, leavers and part-time staff for 2026/27 based on the 5.6-week legal minimum.
2026/27Mid-Year Job Change Tax Calculator
Estimate the income tax effect of changing jobs partway through 2026/27, including emergency tax codes and how a P45 correction can adjust your pay.
2026/27Minimum Wage Calculator
Check whether hourly, weekly or salaried pay meets the 2026/27 National Minimum Wage or National Living Wage for the worker's age band.
2026/27Minimum Wage Underpayment Calculator
Estimate arrears owed for a past minimum wage underpayment in 2026/27 and the potential HMRC penalty, so you can correct payroll before it escalates.
2026/27National Insurance Calculator
Combine employee and employer National Insurance for 2026/27 on any salary to see the full NIC cost of employment, not just the payslip deduction.
2026/27National Living Wage Calculator
Calculate weekly and annual pay at the 2026/27 National Living Wage for staff aged 21 and over, and compare it against a proposed salary.
2026/27National Minimum Wage Checker
Check pay against the correct National Minimum Wage band for 2026/27 in seconds, factoring in age, apprenticeship status and hours worked.
2026/27Neonatal Care Pay Calculator
Calculate Statutory Neonatal Care Pay for 2026/27, paid at the standard flat statutory rate for up to 12 weeks alongside neonatal care leave.
2026/27NHS Salary Take-Home Calculator
Estimate take-home pay from an NHS Agenda for Change salary for 2026/27 after income tax, National Insurance and standard NHS pension contributions.
2026/27Notice Period Pay Calculator
Work out statutory notice pay or pay in lieu of notice for 2026/27, including tax and National Insurance treatment on the final payment.
2026/27Overtime pay calculator
Work out gross and take-home overtime pay for 2026/27, including tax, employee NI and the employer NI cost of extra hours worked.
2026/27P60 figures calculator
Estimate the pay, tax and National Insurance figures that should appear on your 2026/27 P60 so you can sanity-check what your employer issues.
2026/27PAYE tax comparison calculator
Compare PAYE income tax and NI for 2026/27 against 2025/26 on the same salary to see exactly how much more or less you'll take home.
2026/27PAYE and NI calculator
Calculate PAYE income tax and employee National Insurance on any salary for 2026/27, plus the employer NI cost, in one clear breakdown.
2026/27Payroll giving calculator
See how much a payroll giving donation really costs after tax relief in 2026/27, and how much your chosen charity actually receives.
2026/27Payslip explainer calculator
Enter your gross monthly pay and see every 2026/27 deduction broken down line by line, exactly like a real payslip should show.
2026/27Pro-rata salary calculator
Convert a full-time salary to a pro-rata part-time equivalent for 2026/27 and see the resulting take-home pay after tax and NI.
2026/27Redundancy pay calculator
Calculate statutory redundancy pay for 2026/27 based on age, length of service and weekly pay, including the tax-free treatment up to £30,000.
2026/27Rolled-up holiday pay calculator
Work out the 12.07% rolled-up holiday pay uplift for irregular hours or part-year workers in 2026/27 and see the resulting gross pay.
2026/27Statutory maternity pay calculator
Estimate Statutory Maternity Pay for 2026/27, covering the 90% first six weeks and the standard weekly rate for the following 33 weeks.
2026/27Statutory paternity pay calculator
Estimate Statutory Paternity Pay for 2026/27 over one or two weeks, using average weekly earnings and the standard statutory weekly rate.
2026/27Statutory sick pay calculator
Calculate Statutory Sick Pay for 2026/27 based on qualifying days off sick, now payable from day one under the current rules.
2026/27Tax code checker calculator
Check whether your 2026/27 tax code gives the personal allowance you expect and estimate the tax impact if it is wrong.
2026/27Teacher salary take-home calculator
Calculate a UK teacher's take-home pay for 2026/27 after income tax, NI and Teachers' Pension Scheme contributions on a chosen salary point.
2026/27Zero hours pay calculator
Estimate monthly and annual pay for a zero hours contract in 2026/27 based on average weekly hours, plus rolled-up holiday pay entitlement.
2026/27Hourly Wage Calculator
Convert hourly pay and overtime into annual, monthly and weekly salary, then estimate net hourly pay after tax, NI, pension and student loan.
5 calculators
Employee Benefits & Company Cars
Car fuel benefit calculator
Work out the taxable benefit and personal tax cost of employer-paid private fuel for a company car in 2026/27, and see if it's worth keeping.
2026/27Electric car tax calculator
See the personal and company tax cost of running an electric company car in 2026/27, including the benefit-in-kind charge on the list price.
2026/27Fuel benefit charge calculator
Compare the fuel benefit charge for a company car against a company van for 2026/27, and see the total personal and employer tax cost.
2026/27Medical insurance benefit tax calculator
Calculate the income tax and employer Class 1A NIC due when your limited company pays for private medical insurance in 2026/27.
2026/27Van benefit calculator
Work out the flat-rate income tax and employer NIC on private use of a company van for 2026/27, plus the extra charge if fuel is included.
5 calculators
Share Schemes & Investment Reliefs
SEIS & EIS relief calculator
Estimate SEIS and EIS income tax relief, loss relief and the effective cost of an investment for UK investors in early-stage companies.
2026/27EMI options calculator
Estimate the capital gains tax due when EMI share options are exercised and the shares later sold, using Business Asset Disposal Relief where it applies.
2026/27SAYE sharesave calculator
Estimate the savings and share purchase value from a Save As You Earn scheme over its term, plus the capital gains tax due on any profit made.
2026/27Share incentive plan calculator
See the income tax and NIC saved by buying partnership shares through payroll under a Share Incentive Plan for 2026/27.
2026/27VCT tax relief calculator
Work out the upfront income tax relief and tax-free dividend potential from investing in a Venture Capital Trust for 2026/27.
7 calculators
Capital Gains, IHT & Wealth
Business asset disposal relief calculator
Calculate the capital gains tax due on selling your business using Business Asset Disposal Relief at 18% for 2026/27, up to the lifetime limit.
2026/27Capital gains tax calculator
Calculate UK capital gains tax for 2026/27 on shares or property, using the annual exempt amount and the 18% and 24% rates.
2026/27Crypto tax calculator
Estimate UK capital gains tax on cryptoasset disposals for 2026/27, using the annual exempt amount and current CGT rates.
2026/27Gift Aid calculator
See how much a Gift Aid donation is worth to the charity and how much extra tax relief you can claim back as a higher or additional rate taxpayer.
2026/27IHT grossing up calculator
Work out the grossed-up value of an inheritance tax bill when a will leaves a gift 'free of tax' and residue must cover the tax due.
2026/27Inheritance tax calculator
Estimate the inheritance tax due on an estate for 2026/27, using the nil rate band, residence nil rate band and the 40% rate.
2026/27Investors relief calculator
Work out the capital gains tax due on a qualifying Investors' Relief disposal at 18%, up to the separate £1 million lifetime limit for 2026/27.
24 calculators
Property & Landlord
ATED calculator
Estimate your Annual Tax on Enveloped Dwellings charge for 2026/27 by property value band, and see whether a relief could reduce the bill to nil.
2026/27Buy-to-let mortgage calculator
Check your buy-to-let interest cover ratio and net cashflow after the 20% mortgage interest tax credit, using your own rate and rent assumptions.
2026/27Council tax reduction calculator
Get an indicative estimate of council tax support based on income, dependants and savings, then check the exact scheme rules with your own local council.
2026/27Furnished holiday let tax calculator
Work out tax on a furnished holiday let for 2026/27 now the FHL regime has been abolished, with mortgage interest restricted like any other rental property.
2026/27Help to Buy equity loan calculator
Estimate how much your Help to Buy equity loan would cost to repay today, and what the annual interest charge becomes once the interest-free period ends.
2026/27LBTT Scotland calculator
Estimate Scottish Land and Buildings Transaction Tax on a residential purchase, including the Additional Dwelling Supplement, then confirm on gov.scot.
2026/27LTT Wales calculator
Estimate Welsh Land Transaction Tax on a residential purchase, including the higher rates surcharge for additional properties, then confirm on gov.wales.
2026/27UK mortgage repayment calculator
Work out your monthly mortgage repayment for a UK residential or buy-to-let loan, comparing repayment and interest-only over your chosen term.
2026/27Mortgage affordability calculator
Estimate how much mortgage you could be offered based on income, applicants and deposit, then compare that with a UK repayment cost calculator.
2026/27Non-resident landlord calculator
Work out UK income tax on rental profit as a non-resident landlord, and compare it with the 20% withholding tax an agent may deduct at source.
2026/27Property income allowance calculator
Compare claiming the £1,000 property income allowance against deducting actual expenses, and see which gives the lower tax bill for small lettings.
2026/27Property tax calculator
See stamp duty land tax on purchase, income tax on rental profit and capital gains tax on eventual sale together, in one worked property tax estimate.
2026/27Parental bereavement pay calculator
Work out Statutory Parental Bereavement Pay for 2026/27 using the weekly statutory rate, employer recovery, and eligible weeks off work.
2026/27Shared parental leave pay calculator
Calculate Statutory Shared Parental Pay for 2026/27 across the weeks you plan to take, plus what your limited company can recover from HMRC.
2026/27Rent-a-room relief calculator
See whether Rent-a-Room relief covers your lodger income tax-free for 2026/27, or whether the profit method leaves you better off after expenses.
2026/27Rental income tax calculator
Estimate the personal income tax due on your gross rental income for 2026/27, stacked on top of your other earnings and the £1,000 property allowance.
2026/27Landlord rental profit tax calculator
Calculate a buy-to-let landlord's actual tax bill for 2026/27 after operating expenses and the Section 24 mortgage interest restriction to 20%.
2026/27Rental yield calculator
Work out gross and net rental yield for 2026/27 by factoring in purchase price, annual costs and void periods, before comparing property investments.
2026/27SDLT commercial property calculator
Work out Stamp Duty Land Tax on a commercial or mixed-use property purchase for 2026/27 using the non-residential band rates, no residential surcharge applies.
2026/27Section 24 mortgage interest relief calculator
See exactly how much tax relief you lose under Section 24 for 2026/27 by comparing the old full-deduction rules against today's 20% tax credit system.
2026/27Shared ownership calculator
Model the monthly cost of a shared ownership home for 2026/27, combining mortgage on your share, rent on the rest, and the SDLT election available.
2026/27Shared parental leave entitlement calculator
Work out how many weeks of leave and pay remain to share between parents for 2026/27 once maternity or adoption leave has been curtailed early.
2026/27Stamp duty calculator
Calculate Stamp Duty Land Tax on a residential purchase in England or Northern Ireland for 2026/27, including first-time buyer relief and the additional property surcharge.
2026/27Tenancy deposit calculator
Check your tenancy deposit against the statutory cap for 2026/27 based on annual rent, and see the protection scheme deadline landlords must meet.
7 calculators
Pensions
Pension pot projection calculator
Project how your pension pot could grow to retirement with regular contributions and compound investment growth, then see the tax relief boost you receive.
2026/27Pension annual allowance calculator
Check how much you can pay into a pension in 2026/27 before the £60,000 annual allowance, tapering for high earners or the MPAA starts to bite.
2026/27Pension contributions calculator
Compare employer, salary sacrifice and personal pension contributions for 2026/27 to see which route saves the most tax and National Insurance.
2026/27Pension drawdown calculator
See how long a pension pot could last under flexi-access drawdown at your chosen withdrawal rate, and the tax due on taxable withdrawals in 2026/27.
2026/27Pension tax relief calculator
Work out the basic, higher and additional rate tax relief available on a pension contribution in 2026/27, and what you must reclaim through self-assessment.
2026/27SIPP calculator
Model regular and lump sum contributions into a self-invested personal pension for 2026/27, including tax relief and a compound growth projection.
2026/27State pension calculator
Estimate your new state pension based on qualifying years, and see the gap if you have fewer than the 35 years typically needed for the full amount.
41 calculators
Personal & Self Assessment Tax
Self Assessment tax calculator
Estimate your Self Assessment bill for 2026/27 from self-employed profit, salary and dividends, including income tax, Class 2 and Class 4 National Insurance.
2026/2760% Tax Trap Calculator
See how much of your personal allowance is tapered away between £100,000 and £125,140 and the effective 60% marginal rate you are paying on that slice.
2026/27Adjusted Net Income Calculator
Calculate your adjusted net income for 2026/27 to check the personal allowance taper, Child Benefit charge and pension annual allowance thresholds.
2026/27Basis Period Reform Calculator
Estimate your remaining transition profit and the extra tax due for 2026/27 following basis period reform for sole traders and partnerships.
2026/27Blind Person's Allowance Calculator
Work out the extra tax-free income and tax saving from Blind Person's Allowance for 2026/27, and how much can be transferred to a spouse or partner.
2026/27Business Mileage Calculator
Calculate tax-free mileage claims for 2026/27 using HMRC's approved mileage allowance payment rates for cars, motorcycles and bicycles.
2026/27Charitable Donations Tax Relief Calculator
Calculate the Gift Aid your charity receives and the extra higher or additional rate relief you can claim back through self-assessment in 2026/27.
2026/27Child Benefit Calculator
Work out your annual Child Benefit for 2026/27 and how much of it is clawed back through the High Income Child Benefit Charge if either partner earns over £60,000.
2026/27CIS Deduction Calculator
Calculate the CIS deduction a contractor must withhold from a subcontractor's payment for 2026/27, splitting out materials and showing net pay.
2026/27CIS Tax Rebate Calculator
Estimate the CIS tax rebate you could be owed for 2026/27 by comparing tax already deducted at source against your actual income tax and Class 4 NI bill.
2026/27Employed and Self-Employed Tax Calculator
Calculate combined income tax and National Insurance for 2026/27 when you have both a PAYE salary and self-employed profit in the same tax year.
2026/27Doctor and Locum Tax Rebate Calculator
Estimate the tax rebate a doctor, locum or healthcare professional can claim for 2026/27 on professional subscriptions, mileage and other job expenses.
2026/27Emergency Tax Calculator
See how much extra tax you may pay under an emergency tax code in 2026/27 when starting a new job, and how much you can expect back once it is corrected.
2026/27Employed vs Self-Employed Calculator
Compare take-home pay for the same income as an employee versus self-employed for 2026/27, including tax, employee NI, employer NI and Class 4 NI.
2026/27Fiscal Drag Calculator
See how frozen personal allowance and higher rate thresholds pull more of your future pay rises into tax over several years for 2026/27 onward.
2026/27High Income Child Benefit Charge Calculator
Calculate the High Income Child Benefit Charge for 2026/27 based on the higher earner's adjusted net income and see the exact percentage clawed back.
2026/27HMRC Late Payment Interest Calculator
Calculate the interest HMRC charges on late-paid tax for 2026/27 using the current late payment rate, and see what it costs to pay a day, week or month late.
2026/27HMRC Interest and Penalties Calculator
Estimate the combined interest and late payment penalty cost of overdue tax for 2026/27, using HMRC's daily interest rate and the penalty percentages you specify.
2026/27Income Tax Calculator
Calculate your UK income tax, National Insurance and take-home pay for 2026/27 across salary and dividend income using the current bands and rates.
2026/27Marriage Allowance Calculator
Check whether you qualify for Marriage Allowance in 2026/27 and see the tax saving from transferring 10% of your personal allowance to your spouse or partner.
2026/27Mileage Allowance Calculator
Work out the tax-free mileage allowance you can pay or claim for business miles in 2026/27 using the HMRC AMAP rates for cars, vans and bikes.
2026/27Mileage Tax Relief Calculator
Find out how much tax relief you can claim when your employer pays less than the AMAP mileage rate, based on your marginal rate of tax for 2026/27.
2026/27P800 Tax Checker
Check whether your PAYE tax code and total tax paid line up with your actual liability for the year, similar to the reconciliation on an HMRC P800.
2026/27Payment on Account Calculator
Calculate your self-assessment payments on account for 2026/27, each set at half of last year's tax bill and due on 31 January and 31 July.
2026/27Personal Savings Allowance Calculator
See how much of your bank and building society interest is tax-free in 2026/27 under the personal savings allowance for your tax band.
2026/27Personal Tax Penalty Calculator
Estimate the HMRC late payment penalties and interest on an overdue personal tax bill, based on how many days and months late it is paid.
2026/27Savings Interest Tax Calculator
Calculate the actual income tax due on savings interest above your personal savings allowance for 2026/27 at your marginal rate.
2026/27Second Job Tax Calculator
See how much tax you will actually pay on a second job or side income once your personal allowance is already used by your main employment.
2026/27Self Assessment Penalty Calculator
Work out HMRC's late filing penalties for a self-assessment tax return submitted after 31 January, from the initial £100 fine upwards.
2026/27Self-Employed Profit Calculator
Work out your taxable trading profit as a sole trader for 2026/27, after allowable expenses or the trading allowance, before any tax is applied.
2026/27Self Employed Tax Calculator
Calculate the income tax and Class 4 National Insurance due on your self-employed profit for 2026/27, plus what you should be setting aside.
2026/27Stealth Tax Calculator
See how frozen tax thresholds quietly increase your tax bill through fiscal drag, and where the effective 60% marginal rate trap applies in 2026/27.
2026/27Student Loan Calculator
Estimate your monthly and annual student loan repayment for 2026/27 based on your income, employment status and repayment plan.
2026/27Student Loan Repayment Calculator
Estimate how many years it will take to clear your outstanding student loan balance given your income, plan and any voluntary overpayments.
2026/27Tax-Free Childcare Calculator
Work out the government top-up available through Tax-Free Childcare for 2026/27, worth 20% of childcare costs up to the annual cap.
2026/27Tax Refund Calculator
Estimate a PAYE tax refund for 2026/27 caused by an emergency tax code, an incomplete year of employment, or unused personal allowance.
2026/27Tax Refund Estimator
Estimate the tax refund available from unclaimed work expenses such as mileage, uniform costs, subscriptions and working from home for 2026/27.
2026/27Transition Profit Calculator
Estimate the spread of transition profit remaining from basis period reform, taxed over five years as sole traders move to tax-year basis.
2026/27Uber Driver Tax Calculator
Estimate the income tax, Class 4 National Insurance and VAT position for Uber and other rideshare drivers operating as self-employed in 2026/27.
2026/27Work From Home Tax Relief Calculator
Calculate the tax relief available for employees required to work from home in 2026/27, using the flat rate weekly allowance at your marginal rate.
2026/27Scottish Income Tax Calculator
Calculate Scottish income tax, National Insurance and take-home pay for 2026/27, then compare the same salary with England. See the difference.
9 calculators
Business Finance & Profitability
Beneficial loan calculator
Work out the benefit in kind on a cheap or interest-free director's loan for 2026/27 using HMRC's official rate, and see the Class 1A cost.
2026/27Break-even calculator
Find the sales volume and revenue your limited company needs to cover fixed costs in 2026/27, based on your selling price and variable cost per unit.
2026/27Cash flow forecast calculator
Project your limited company's monthly cash position for 2026/27 from an opening balance, expected receipts and expected payments, and spot any shortfall.
2026/27Gross profit calculator
Calculate your limited company's gross profit and gross margin for 2026/27 from revenue and cost of sales, and see the impact on your accounts.
2026/27Invoice discounting calculator
Estimate the cash your limited company could release through confidential invoice discounting for 2026/27, after service and discount charges.
2026/27Invoice factoring calculator
See how much cash invoice factoring could release for your limited company in 2026/27, and the factoring fee and service charge involved.
2026/27Net profit calculator
Work out your limited company's net profit and net margin for 2026/27 from revenue, cost of sales, overheads and interest, before corporation tax.
2026/27Payback period calculator
Calculate how long it will take your limited company to recover the cost of an investment in 2026/27 from the net cash it generates each year.
2026/27Profit margin calculator
Compare gross margin and net margin for your limited company in 2026/27 from revenue, cost of sales and overheads, in one simple calculation.
7 calculators
Personal Finance & Planning
50/30/20 budget calculator
Split your take-home pay into needs, wants and savings using the 50/30/20 rule, useful for directors planning drawings alongside personal outgoings.
2026/27Cost of living calculator
Add up your essential monthly outgoings against your net income to see your monthly surplus or shortfall before deciding on drawings or investments.
2026/27UK inflation calculator
See how inflation erodes the real spending power of a sum of money over time, useful when comparing a salary rise or pension income to rising prices.
2026/27ISA growth calculator
Project the tax-free growth of a stocks and shares ISA using the £20,000 annual allowance for 2026/27, with regular contributions and compound returns.
2026/27Net worth calculator
Calculate your personal net worth by listing assets and liabilities, a useful yearly check for directors alongside company accounts and personal tax planning.
2026/27Salary benchmarking calculator
Compare a benchmark market salary to your current director's salary and see the resulting difference in take-home pay after tax and National Insurance.
2026/27Salary comparison calculator
Compare take-home pay, tax and National Insurance between two salary levels for 2026/27, useful when weighing a job offer or a director's pay rise.