Blind Person's Allowance Calculator, 2026/27

Blind Person's Allowance adds to your standard personal allowance if you are registered blind or severely sight impaired. Enter your income and tax band to see the extra tax-free amount and the cash tax saving, including what can be transferred if you cannot use it all.

The blind person's allowance calculator runs on the rates and thresholds HMRC has published for the 2026/27 tax year, so the figures you see reflect the position your company is actually filing on rather than a historic set of bands. Change any input and the result recalculates immediately, with no sign-up and nothing sent anywhere.

If you are a director of a UK limited company, use it as a first look before a decision rather than as the decision itself. Blind Person's Allowance is treated as £3,130 for 2026/27, the latest confirmed HMRC figure at the time of writing; check GOV.UK for the final uprated amount. Real company positions bring in other income, reliefs, group structures and prior year adjustments that a single page of inputs cannot see, which is why the workings are written out below under personal & self assessment tax. Read those, then check the numbers against your own accounts, and speak to us if anything looks materially different from what you expected.

Last reviewed 12 September 2026 for the 2026/27 tax year. Reviewed by Waqas Sagar, Member of ICAEW, Fellow of ACCA, Fellow of AAT.

Blind Person's Allowance Calculator

Your figures

Result, 2026/27

Blind Person's Allowance

£3,130

Total tax-free income (allowance + BPA)

£15,700

Estimated tax saving

At your 20.0% marginal rate
£626

Amount that could be transferred if unused

£0

Illustration only, figures are based on the rates you have selected and the information entered. Please check your own position with us before acting.

Estimates for the 2026/27 tax year using published GOV.UK rates. Switch between 2026/27 and 2025/26 above.

How this is calculated

Blind Person's Allowance is added on top of your standard personal allowance if you are registered as blind or severely sight impaired with your local authority, or meet the equivalent test in Scotland or Northern Ireland. For 2026/27 the allowance is treated here as £3,130, on top of the standard personal allowance.

Unlike the standard personal allowance, Blind Person's Allowance is not tapered away as income rises above £100,000, which makes it valuable for higher earners who have lost some or all of their standard allowance.

The tax saving is the allowance multiplied by your marginal rate of tax, since the allowance simply shields that amount of income from tax at whatever rate it would otherwise have been charged.

Claiming and transferring the allowance

The allowance is not applied automatically. You need to tell HMRC you are eligible, either through your Personal Tax Account, by phone, or on your self-assessment return, and provide evidence of your local authority registration.

If you do not earn enough to use the full allowance, any unused amount can be transferred to a spouse or civil partner, regardless of whether they are also registered blind, which is a more generous rule than Marriage Allowance and is worth checking every year.

Combining with other allowances

Blind Person's Allowance can be claimed alongside Marriage Allowance, the Married Couple's Allowance for those born before 6 April 1935, and other reliefs, so it is worth reviewing your overall allowance position rather than looking at each one in isolation.

Directors and self-employed people who are eligible should factor the allowance into their tax planning and any advance payments on account calculation, since it reduces the profit or salary level at which higher rates start to bite.

What this means for your company

Treat the result as a planning figure for the 2026/27 tax year. If it changes what you were about to do, take a director's salary, a dividend, a large asset purchase or a filing decision, check it against your own accounts first. We can review the position with you and confirm the tax treatment before you commit.

Frequently asked questions

Who qualifies for Blind Person's Allowance?

You qualify if you are registered blind or severely sight impaired with your local authority in England or Wales, or meet the equivalent registration in Scotland or Northern Ireland, and you notify HMRC of your eligibility.

Does the allowance taper away for high earners?

No. Unlike the standard personal allowance, Blind Person's Allowance is not reduced as income rises above £100,000, so it remains valuable even for additional rate taxpayers.

Can I transfer the allowance to my spouse?

Yes, any part of the allowance you cannot use because your income is too low can be transferred to your spouse or civil partner, even if they are not registered blind themselves, by contacting HMRC.

How do I actually claim it?

You notify HMRC through your Personal Tax Account, over the phone, or by including it on your self-assessment tax return, and you may be asked to confirm the date and authority of your registration.

These calculators are provided for general illustration and do not constitute tax or financial advice. Results depend on the accuracy and completeness of the information entered, and on circumstances this tool cannot capture, including residence, other income, reliefs, group structures and prior-year positions. Rates and thresholds are those published by HMRC for the tax year selected and may change. You should not act, or refrain from acting, on the basis of these figures alone. For advice specific to your company, book a free consultation.

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