Growth & Advisory

Tax planning

Planned, compliant decisions on profit extraction, timing and reliefs before the year end.

Regulated and qualified through ICAEW, ACCA and AAT memberships held across our team

What this means for your company

Planned, compliant decisions on profit extraction, timing and reliefs before the year end. We work with technology, SaaS, e-commerce, marketplace and online businesses trading as UK limited companies, from first-year micro-entities in Croydon and Morden to funded teams in central London, with a fixed scope and fee agreed before anything starts.

01

Salary and dividend mix review

02

Timing of capital spend and reliefs

03

Pension contributions from the company

04

Pre-year-end review while decisions are still possible

What the service covers

Planned, compliant decisions on profit extraction, timing and reliefs before the year end.

• Salary and dividend mix review

• Timing of capital spend and reliefs

• Pension contributions from the company

• Pre-year-end review while decisions are still possible

The rules that shape this work

Most limited company tax planning is about timing and structure: which period a cost falls in, how profits are extracted, and whether a relief is claimed before the window closes.

Employer pension contributions are usually deductible for corporation tax in the period paid, which makes them one of the few decisions that can still move the needle close to a year end.

Thresholds, rates and deadlines quoted here reflect the 2026/27 UK position. Check current GOV.UK guidance, or ask us, before you rely on them for your own company.

How we run it

We start by looking at the last filed accounts, your current records and your filing dates, then confirm a fixed scope and fee in writing.

Once the work is live you get reminders ahead of each deadline, a named person to ask questions, and a plain-English summary when the figures are ready, not a PDF with no explanation.

Google reviews

What Our Clients Say

Rated 4.9 out of 5From 302 Google reviews
Accotax have been our accountants for many years now. We maintained them because of their professionalism. In the last couple of years I have been working with Imran, who has been very professional and helpful in guiding us through the whole process, explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow.
Mansur Liman · Long-standing company client
We worked with a few different accountants before finally settling with Accotax, and we're really glad we did. They take the time to understand how our business works and what our needs are. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing, professional, efficient, and follows the processes we have put in place together. Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
Mael Leboucher · Year end accounts & bookkeeping
I've been working with Accotax since January 2024, and their support has grown alongside my business needs. My personal allocated manager, Umer, provides tailored services for both of my companies, adapting as I expand and ensuring everything runs smoothly. They are responsive, knowledgeable, and always clear in their communication. Their help with accounts, VAT, payrolls, pensions and compliance gives me real confidence and peace of mind.
Зайтуна «Анонимная татарка» Manning · Two limited companies, VAT, payroll & pensions
Read More Reviews

Frequently asked

Tax planning: questions directors ask

When should tax planning happen?

Two to three months before the year end, while there is still time to act. After the year end almost everything is fixed.

Is any of this aggressive avoidance?

No. We work with statutory reliefs and normal commercial choices, and we will say clearly when something is not worth the risk.

What records are needed for tax planning?

Keep bank statements, sales and platform reports, purchase invoices, payroll records, VAT workings, finance agreements and Companies House correspondence. We confirm the exact list at onboarding and identify gaps before a filing deadline becomes urgent.

How much does help with tax planning cost?

The fee depends on transaction volume, record quality, VAT and payroll requirements, historic catch-up and the level of reporting needed. We agree a fixed scope and price before technical work starts, with published packages available on our fees page.

Can you take over tax planning from another accountant?

Yes. We request professional clearance, collect the prior records and authorities, check the next Companies House and HMRC deadlines, and give you one clear handover list. The process is normally completed remotely.

Can tax planning be handled online?

Yes. We work through secure cloud records, scheduled reviews and digital approvals, while keeping a named team available by phone, video call and email. Clients can also visit our Morden office by appointment.

Which accounting software works best for tax planning?

We regularly work with Xero, QuickBooks, FreeAgent, Sage and connected sales or expense apps. The right setup depends on transaction volume, integrations and the reports you need, not simply the software brand.

What tax deadlines matter for tax planning?

The relevant calendar may include annual accounts, Corporation Tax payment and return dates, confirmation statements, VAT returns, payroll submissions and Self Assessment. We map the dates from your company year end and registrations.

Can I get free basic tax advice about tax planning?

Yes. You can ask a straightforward initial question without charge. Calculations, filings, written advice, planning and HMRC correspondence are scoped and quoted before work begins.

Free tools

Run the numbers before we speak

Free UK tax calculators built on 2026/27 rates for limited company directors.

Annual Investment Allowance (AIA) CalculatorAssociated Companies Tax CalculatorCompany Structure Comparison CalculatorDisincorporation Relief CalculatorElectric company car tax calculatorFull expensing calculatorGroup relief calculatorLoss relief calculatorPAYE vs limited company calculatorProfit split optimiserProperty capital allowances calculatorSelf-employed vs limited company calculatorP11D Benefits CalculatorContract Comparison CalculatorInside vs Outside IR35 CalculatorIR35 Take-Home Comparison CalculatorIR35 Status Impact CalculatorOff-payroll working (IR35) calculatorPermanent to contracting calculatorTarget income calculatorEmployee National Insurance CalculatorEmployment Allowance CalculatorNational Insurance CalculatorElectric car tax calculatorFuel benefit charge calculatorVan benefit calculatorEMI options calculatorBusiness asset disposal relief calculatorIHT grossing up calculatorInheritance tax calculatorInvestors relief calculatorProperty tax calculatorLandlord rental profit tax calculatorRental yield calculatorSDLT commercial property calculatorSection 24 mortgage interest relief calculatorPension pot projection calculatorPension annual allowance calculatorPension drawdown calculatorSIPP calculator50/30/20 budget calculatorISA growth calculatorBasis Period Reform CalculatorEmployed and Self-Employed Tax CalculatorEmployed vs Self-Employed CalculatorFiscal Drag CalculatorSelf Employed Tax CalculatorTransition Profit CalculatorBeneficial loan calculatorPayback period calculator

Related services

What usually sits alongside this

Limited company accountants in London, Morden, Croydon and across the UK.

Included approach

Organised, explained, on schedule.

Clear scopeDeadline visibilityHuman support

Ready when you are

Ready for an accountant who makes things simpler?

Key tax terms explained

Talk to an accountant

Tell us what is getting in the way.

Share your next deadline, accounting problem or growth question. We will reply with a clear next step and quote any technical work before it begins.

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Book a call

Pick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.

020 3441 1258 WhatsApp us

Appointments run Monday to Friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.

Four London offices

Meet us in Morden, Croydon, Chelsea or Mitcham

Work with us entirely online, or sit down with your accountant at whichever office suits you. Open Monday to Friday, 9:00am to 5:30pm. Office visits are by appointment only, so please book before coming in.

Morden, Surrey12 London Road, Morden, SM4 5BQHead office, two minutes from Morden Underground station.DirectionsRead ACCOTAX Google reviews
Croydon73 Park Lane, Croydon, CR0 1JGCentral Croydon, minutes from East Croydon station.DirectionsRead Croydon Google reviews
ChelseaM-112, 65-69 Lots Road, SW10 0RNWest London base for Chelsea, Fulham and Kensington clients.DirectionsRead ACCOTAX Google reviews
Mitcham141 Morden Road, CR4 4DGServing Mitcham, Tooting and the CR4 postcodes.DirectionsRead Mitcham Google reviews

Free, no obligation

Book a call

Pick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.

Appointments run monday to friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.

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