Personal Finance & Planning calculators
7 free calculators covering personal finance & planning, on 2026/27 and 2025/26 UK rates. Every result shows the bands and assumptions behind it, so you can check the numbers before you act on them.
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QuickBooks PartnerCertified ProAdvisor100+ yearsCombined team experienceFully insuredUp to £2m indemnity50/30/20 budget calculator
Split your take-home pay into needs, wants and savings using the 50/30/20 rule, useful for directors planning drawings alongside personal outgoings.
2026/27Cost of living calculator
Add up your essential monthly outgoings against your net income to see your monthly surplus or shortfall before deciding on drawings or investments.
2026/27UK inflation calculator
See how inflation erodes the real spending power of a sum of money over time, useful when comparing a salary rise or pension income to rising prices.
2026/27ISA growth calculator
Project the tax-free growth of a stocks and shares ISA using the £20,000 annual allowance for 2026/27, with regular contributions and compound returns.
2026/27Net worth calculator
Calculate your personal net worth by listing assets and liabilities, a useful yearly check for directors alongside company accounts and personal tax planning.
2026/27Salary benchmarking calculator
Compare a benchmark market salary to your current director's salary and see the resulting difference in take-home pay after tax and National Insurance.
2026/27Salary comparison calculator
Compare take-home pay, tax and National Insurance between two salary levels for 2026/27, useful when weighing a job offer or a director's pay rise.
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