Certificates & references
An income certification letter confirms income figures against your accounts or tax returns, often for a lender, landlord or visa application.
Written and reviewed by Waqas Sagar Member of ICAEW, Fellow of ACCA, Fellow of AAT, a double graduate and entrepreneur at heart, helping startups grow and serving thousands of businesses nationwide with an excellent team. Published by LimitedCompany.Accountants, 12 London Road, Morden, London SM4 5BQ. Reviewed 12 September 2026 against 2026/27 UK rates and current Companies House and HMRC guidance.
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QuickBooks PartnerCertified ProAdvisor100+ yearsCombined team experienceFully insuredUp to £2m indemnityAn income certification letter is a short signed statement confirming your income for a stated period, cross-checked against filed accounts, CT600s or self assessment returns. We provide these where the figures are supported by records we have prepared or reviewed.
What is normally included
Where it fits and where it does not
An income certification letter is a short signed statement confirming your income for a stated period, cross-checked against filed accounts, CT600s or self assessment returns. We provide these where the figures are supported by records we have prepared or reviewed.
The letter usually states your name and company, the period covered, the source of income (salary, dividends, self-employment profit or a combination), the figures for that period, and confirmation that they reconcile to the accounts and tax returns filed with HMRC and Companies House.
It is dated, addressed to the specific recipient or purpose named, and signed by a qualified accountant at the firm. We do not issue open, undated letters with no stated recipient, because that invites misuse and most requesters specify wording they need anyway.
These letters are commonly requested by landlords, letting agents, lenders and, occasionally, other third parties needing confirmation of self-employed or director income where a standard payslip does not exist.
We can only certify income that is evidenced in filed returns or accounts. If the request needs an opinion on future income, that is a projection, not a certification, and is dealt with as a separate, clearly labelled piece of work.
Rates, thresholds and deadlines quoted here reflect the 2026/27 UK position and current Companies House and HMRC guidance. Check GOV.UK, or ask us, before relying on them for your own company.
Local help
We work with company directors across London and Surrey from our office at 12 London Road, Morden, London SM4 5BQ. Pick your area, or send the form below and we will call you back.
Frequently asked
No. The letter is dated when it is issued and reflects the position and records available at that time.
Usually yes, or at least state the specific purpose, since generic undated letters are of limited use and we avoid issuing them.
It depends on whether your accounts and tax returns are up to date. If filings are current, it is normally quick; if a year is outstanding, that needs resolving first.
Keep bank statements, sales and platform reports, purchase invoices, payroll records, VAT workings, finance agreements and Companies House correspondence. We confirm the exact list at onboarding and identify gaps before a filing deadline becomes urgent.
The fee depends on transaction volume, record quality, VAT and payroll requirements, historic catch-up and the level of reporting needed. We agree a fixed scope and price before technical work starts, with published packages available on our fees page.
Yes. We request professional clearance, collect the prior records and authorities, check the next Companies House and HMRC deadlines, and give you one clear handover list. The process is normally completed remotely.
Yes. We work through secure cloud records, scheduled reviews and digital approvals, while keeping a named team available by phone, video call and email. Clients can also visit our Morden office by appointment.
We regularly work with Xero, QuickBooks, FreeAgent, Sage and connected sales or expense apps. The right setup depends on transaction volume, integrations and the reports you need, not simply the software brand.
The relevant calendar may include annual accounts, Corporation Tax payment and return dates, confirmation statements, VAT returns, payroll submissions and Self Assessment. We map the dates from your company year end and registrations.
No. This page explains general UK rules and common accounting treatment. Your facts, contracts and wider tax position must be reviewed before you rely on a conclusion.
Included approach
Check the current rules
Deadlines, thresholds and filing rules change. GOV.UK and Companies House publish the current statutory position; advice should then be applied to your company’s circumstances.
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Pick a time that suits you and a qualified accountant will call you about your company, deadlines and fees.
Appointments run monday to friday, 9:00am to 5:30pm. Your confirmation is emailed straight away.
