How do I get paid in USD or EUR into my UK limited company?

If your customers are mainly outside the UK, invoicing and receiving in GBP forces them to convert and forces you to convert back, losing money twice on spread and fees. A multi-currency account lets you receive USD from a US customer and EUR from an EU customer as if you had local accounts there.

This is separate from the company's functional currency for accounting purposes: UK statutory accounts and corporation tax computations are normally prepared in sterling, so foreign currency receipts still need converting to GBP at the appropriate rate for your accounts even if you hold the balance in the original currency.

Compare the conversion spread and any monthly fee for holding multiple currencies, since providers vary widely, and a slightly worse headline rate with no monthly fee can beat a cheaper rate with fixed charges for a lower-volume business.

Keep clear records of the exchange rate used for each foreign receipt, since HMRC expects a consistent, documented basis for translating foreign currency income into sterling in the accounts and tax return.

Our fixed monthly packages for a UK limited company start at £89 plus VAT and run to £169 and £289 plus VAT as bookkeeping, VAT, payroll and reporting are added. One-off filings are sold at fixed prices, and the Companies House fees we pay for you are charged at cost with no VAT added. Overseas owners are quoted on exactly the same published prices as UK-resident clients.

Rates, thresholds and deadlines here reflect the 2026/27 UK position and current Companies House and HMRC guidance. Check GOV.UK, or ask us, before relying on them for your own company.